We support level premiums as a strategy to help your clients manage their insurance premium costs over the long term. But with manufacturers amending level premium base rates, we thought it would be useful to share the key factors that drive level premium pricing.
Insuring your car, home or other possessions makes sense. So why do so few of us insure ourselves? If illness or injury stopped you from working for an extended period, could you keep paying your bills? Personal risk insurance gives you peace of mind that if the unexpected occurs, you and your family will be provided for.
Talking to a financial adviser could literally change your life. And like any professional consultation, a little preparation will help you make the most of their expertise.
Estate planning involves more than an up to date Will. We look at important factors including assets not governed by wills, insurances, testamentary trusts, tax, enduring power of attorney and enduring guardianship.